📊 New: 1West Small Business Health Index Q3 2026. Score: 65.2/100. The Confidence Gap is still open, and applicants are cooling too. Read the Report →

1West blog

The beliefs behind the money.

We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.

Woman Working On Laptop
Large CT scan machine in a modern healthcare facility, representing an example of equipment that may require financing for medical equipment

Why Get Financing for Medical Equipment

Running a medical practice comes with plenty of expenses. Equipment can be one of the biggest. A dental office may need new imaging technology, while a physical therapy practice might be looking at rehabilitation machines or treatment tables. Home healthcare agencies have their own equipment and vehicle needs to consider.

  • by Nathan Armstrong
  • September 24, 2026
Woman standing in the doorway of a small business, representing access to business loans for immigrants.

Hispanic Heritage Month: Keeping Access to Business Capital Open for Immigrant Entrepreneurs

Every year, Hispanic Heritage Month begins on September 15 and offers an opportunity to recognize the history, culture, and contributions of Hispanic and Latino communities across the United States. For business owners, it is also a chance to recognize the entrepreneurs who have built companies, created jobs, supported local communities,

  • by Nathan Armstrong
  • September 17, 2026
Home for sale with a sign in front, representing a seller financing real estate opportunity.

Seller Financing in Real Estate: Definition, Benefits, and Risks

A deal can fall apart in the final week. The appraisal comes in low, the underwriter asks for one more document, and the closing date slips again. Buyers who have lived through that cycle start looking for alternatives, and owner-carried notes are one of the oldest options available. They sit

  • by Nathan Armstrong
  • August 27, 2026
Small business owners reviewing financial documents and lending data featured in the Small Business Health Index for Q2 2026 report.

Small Business Health Index for Q2 2026: Stronger Businesses Still Face a Financing Gap

Small businesses entered the second half of 2026 on stronger financial footing. Revenue remains high, credit profiles are stable, and established businesses continue to seek financing for growth. Yet access to capital has not improved at the same pace.  For business owners exploring options ranging from conventional financing to SBA

  • by Nathan Armstrong
  • August 6, 2026
1West LendingTree Award

1West Earns LendingTree Recognition Award

1West is proud to announce its latest industry recognition: the 1West LendingTree Award. This milestone reflects the company’s continued commitment to delivering real value to small business owners across the United States. Recognized as a Top 3 Rated Partner in Customer Satisfaction for Q1 2026, 1West continues to focus on

  • by Nathan Armstrong
  • April 24, 2026
Boom lift in an urban worksite, commonly acquired through financing for heavy equipment

How Financing for Heavy Equipment for Small Businesses Works

Heavy equipment can be one of the biggest investments a small business will make. Construction firms, logistics providers, and agricultural operations all rely on reliable machinery to stay productive. The challenge is cost. Purchasing equipment upfront can strain cash flow and limit flexibility. That is where asset financing like heavy

  • by Nathan Armstrong
  • April 13, 2026
Three family members in formal wear celebrating a milestone during their family business succession journey.

How can owners plan for a smooth family business succession?

Succession planning in a family business is one of the most significant responsibilities a leader faces especially when facing his or her retirement. Many entrepreneurs focus entirely on daily operations or immediate growth. However, a transition of power is inevitable for every organization.  A well-constructed business succession plan ensures that

  • by Nathan Armstrong
  • April 8, 2026
Two professionals reviewing financial charts and reports to evaluate small business funding options for growth.

Small Business Funding Options to Support Your Growth in 2026

Every business owner knows the frustration of seeing a perfect market opportunity but lacking the immediate cash to seize it. Whether it is a bulk inventory discount or a sudden chance to expand, timing is everything.  Fortunately, the “old way” of waiting weeks for a bank’s permission is no longer

  • by Nathan Armstrong
  • March 24, 2026
A close-up of two people shaking hands in a bright office to finalize a deal for a business owner retiring and selling their company.

The Best Strategies for a Business Owner Retiring and Selling Their Company

The transition from a business operator to a retiree is a multifaceted process. Planning for a business owner retiring and selling their interest requires a timeline that spans two to five years. This lead time ensures the company is attractive to potential buyers. It also confirms the owner is emotionally

  • by Nathan Armstrong
  • March 18, 2026
Small business owners reviewing plans on a tablet while arranging flowers, discussing business expansion financing options.

Smart Ways to Finance Your Business Expansion

Growth often signals that a business is moving in the right direction. Increased demand, steady sales, or new market opportunities may encourage owners to consider expanding operations. This stage can feel exciting, but it also requires thoughtful planning especially when it comes to financing. Expansion usually involves several new expenses.

  • by Nathan Armstrong
  • March 18, 2026